The retirement landscape in South Africa is characterised by two pension systems: an advanced formal pensions sector and a means-tested social security system. However, a concern raised by actuary Rob Rusconi is that of the large ‘uncovered gap’ between these two systems: those individuals who benefit from neither The biggest systemic issue, given South Africa’s…
We are all on a journey of self-development. As a speaker, every time you get up onto a speaking platform, regardless if you are speaking to an audience of 5 or 5 000 people – your purpose is to improve your skills as a speaker. In this article, I share my personal insights on what…
Research and Markets in their 2016 report Robo advice: revolution or evolution suggest that low-cost, automated investment advice is set to become the core of financial planning services, with a market potential of $19,5 trillion assets under management (AUM) What does this mean? The growth will no doubt be exponential. In a 2016 report Deloitte…
Artificial intelligence (AI) has already changed the way that we operate in our lives and businesses to a great degree and will continue to do so exponentially into the future. How will this ‘machine learning’ translate into our own learning and workplace culture? In 1999 Salzberger-Wittenberg, Williams and Osbourne wrote an interesting piece on human…
There is a Tesla Roadster broadcasting David Bowie on repeat while travelling through space. What a time to be alive! And, I’d argue, the perfect time to rethink what it means to be human. But, we need to do it very carefully We’re welcoming robots into our homes, cars and workplaces. And they are enabling…
South Africans are in for a ‘bank’-ride this year with at least four new banks hitting the high streets, shopping malls or just smartphones The banking and financial services industry will probably get more attention this year than any year since the Cape Town doors of Lombaard Bank opened in 1793. And as a stakeholder…
Section 9HA of the Income Tax Act is a deemed disposal rule for deceased persons is effective from 1 March 2016 and is applicable in respect of a person who dies on or after that date Section 9HA of the Income Tax Act and the rewritten section 25 relocate some of the capital gains tax…
‘May you live in interesting times.’ This purported Chinese curse rings true with every new media report raising fundamental questions around the integrity our country’s political leadership The frequency of enquiries into the conduct of many of our country’s leadership figures unfortunately overrides public perception of most other − albeit excellent − work done by…
The pressure is mounting when it comes to the preferential procurement element on the B-BBEE scorecard Large enterprises realise that Preferential Procurement is the one element on the scorecard over which they have limited control. After all, you can’t force your suppliers to become B-BBEE compliant. Yet, if a company were to score poorly on…
With technology hurtling headlong into all aspects of life, from our homes, cars and workplaces, to banks, schools and hospitals, it’s no surprise that business looks to the IT world for inspiration on how to adapt and thrive. An example of this is Agile, a method of developing software that is spilling over into all…