It is general practice that individuals who consider liquidity in estate planning take out insurance policies on their lives. The proceeds of the policies can, however, be subject to estate duty (even if it is actually received by beneficiaries). Estate duty is payable on property and deemed property. Any proceeds from a domestic insurance policy…
Many people associate climate change with increasing costs and diminishing profits, but what if we shift our perspective? Climate change and the transition to a green economy present vast opportunities for innovation and growth. This is where climate entrepreneurship comes into play, offering significant potential for both socio-environmental impact and financial profit. Recently, I had…
You have just secured an interview with a prominent TV or radio station. The opportunity to market yourself, your company brand, product or service could catapult you and your business to the next stage of growth. So now what? How do you prepare to prevent a PR nightmare? Preparing for the interview Whilst your brand,…
It was the question ‘What is your plan for your personal growth?’ that made world-renowned leadership expert John C Maxwell ponder about his career aspirations and that ignited his journey to becoming one of the most respected authors about leadership and personal growth. My sister and I have a big vision for where we want…
If you’ve ever felt that rush of panic as the clock winds down and half of your accounting paper is still incomplete, you’re not alone. Managing time during accounting exams is a challenge many students face, me included. Accounting isn’t just about understanding concepts − it’s about fast thinking and efficient writing. The complexity of…
As South Africa celebrates the 2024 matric pass rate, which reached an unprecedented 87,3%, up from 82,9% in 2023, SAICA is equally excited about future education opportunities, especially regarding mathematics. In January the country heard that over 615 000 learners successfully passed their National Senior Certificate (NS successfully passed their National Senior Certificate (NSC) exams…
Today we know that wellness is often linked to healthy eating and exercise, but in reality it goes far beyond that: it involves integrating work and personal life to promote growth in multiple areas. At the core of what it examines is how to empower individuals to develop both professionally and personally. Of course this…
The entrepreneurial landscape is undergoing remarkable transformations that are making business ownership more accessible than ever before. The democratisation of entrepreneurship has never been more evident. Digital transformation and remote work capabilities have dismantled geographical constraints, allowing aspiring business owners from all backgrounds to participate in the global marketplace. This shift is particularly significant for…
The evolution of payment methods reflects and facilitates the development of human commerce, culture, and technology. From ancient bartering systems to modern digital transactions, the way people exchange value has undergone significant transformations. Today, digital wallets are emerging as a pivotal force in reshaping the landscape of global commerce, heralding a new era of convenience…
According to the 2024 Mental State of the World Report,1 South Africa ranks a shocking 69th out of 71 countries. We are also reported as having ‘the greatest percentage of distressed or struggling respondents, at 34−35%’. But Jaco Oosthuizen, co-founder and MD of YuLife SA, has eight practical tips that will help you to be…