It is general practice that individuals who consider liquidity in estate planning take out insurance policies on their lives. The proceeds of the policies can, however, be subject to estate duty (even if it is actually received by beneficiaries). Estate duty is payable on property and deemed property. Any proceeds from a domestic insurance policy…
Many people associate climate change with increasing costs and diminishing profits, but what if we shift our perspective? Climate change and the transition to a green economy present vast opportunities for innovation and growth. This is where climate entrepreneurship comes into play, offering significant potential for both socio-environmental impact and financial profit. Recently, I had…
You have just secured an interview with a prominent TV or radio station. The opportunity to market yourself, your company brand, product or service could catapult you and your business to the next stage of growth. So now what? How do you prepare to prevent a PR nightmare? Preparing for the interview Whilst your brand,…
It was the question ‘What is your plan for your personal growth?’ that made world-renowned leadership expert John C Maxwell ponder about his career aspirations and that ignited his journey to becoming one of the most respected authors about leadership and personal growth. My sister and I have a big vision for where we want…
Sleep deprivation increase the risk of absenteeism and presenteeism where an employee is present but not fully functioning. Insufficient sleep impacts the ability to focus and solve problems while adequate quality sleep can increase productivity by as much as two times. Although the general perception is that work/life balance would have improved since remote working…
The Industrial Revolution ushered in a production system characterised by unchecked raw material consumption and a take-make-use-dispose mentality. Driven by capitalism, the relentless pursuit of maximum profits has led to a precarious future. A circular economy (CE) model, coupled with a mindset focused on reasonable returns, offers a promising alternative. Before capitalism, primarily agricultural societies…
A successful communicator is one who is able to express themselves in an assertive and self-assured manner. In order to influence an audience with your message you need to create an environment of trust and sincerity. However, there is a fine line between confidence and arrogance and you need to know your boundaries. A fine…
STOs have emerged as a prominent tool in the financial landscape, particularly in the field of blockchain-based projects. It is a method of fundraising that involves the issuance and sale of security tokens, which represent ownership or investment interests in a tangible asset or a company. It is the same as equities in traditional financial…
Imagine a political party without a manifesto rising to become South Africa’s third-largest in just a few months, securing over one million votes. The meteoric rise of uMkhonto weSizwe (MK) is a recent example, following in the footsteps of predecessors like the Congress of the People (COPE) and the Economic Freedom Fighters (EFF). Despite women…
Drinking and driving are acceptable – well, it, and smoking on planes, once was. Yet, as society evolves, so, too, does what society deems acceptable. But what happens when society goes too far? Can society go too far, or are the masses always ‘right’? What does ‘right’ even mean? Wayne van Zijl CA(SA) Associate Professor…