5 Lessons from history on AI, automation and employment The urgency of shaping the Fourth Industrial Revolution Cloud technology and SME success Operating your business in the cloud 5 Lessons from history on AI, automation and employment History tells us that in the long run, technology is a net creator of jobs. Is this time…
Tax morality and the CA(SA) The IT14SD process can be a huge headache for the unsuspecting taxpayer Tackling the tax morality challenge Tax morality and the CA(SA) Everyone who has studied tax should be familiar with the famous ruling in the Duke of Westminster Case,1 which is often cited in defence of (usually) aggressive tax…
Despite pursuing a financial career, chartered accountants seldom obtain proper advice when it comes to managing their own personal finances. This includes dealing with their last will and testament. One of the best ways of protecting any money or assets left behind for your children or other dependants when you pass away is by creating…
Family trusts, business trusts, property trusts, employee share trusts and even unit trusts – a trust is an age-old vehicle used for various purposes around the world. So why the large-scale speculation whether a trust can be used as an investment vehicle in B-BBEE equity transactions? The reason, in my opinion, is that trusts are…
Today, global society demands that organisations do well by doing good – make profits while sustaining society. It’s an expectation driven by global financial crises, savvy millennials, the effect of digital technologies on freeing the flow of information and more. Today’s healthcare insurers have a powerful social role to play. Alongside government, they can directly…
While it may be daunting to plan your finances a whole year in advance, it is possible to break it up into more manageable chunks by dealing with one area per each month. January: Create a budget Develop a budget template by recording both expenses and income so that you can easily identify areas of…
I chaired the session on this topic at the 2017 Tax Indaba. The experts on the panel that provided valuable input into the discussions on stage and also reflected below were Cheryl Howard CA(SA) from Talaria Wealth, Johann Jacobs from CDH Legal, and Louis Venter from Wealth Succession. There are various reasons for creating a…
So much has changed since the start of the Industrial Revolution. If you were to compare what the media, advertising and the world have been selling you for a so-called happier life, it is almost contradictory. What has the opportunity costs been for these lies? Today you know that true fulfilment comes from within. Happiness…
South Africa’s banking industry is rapidly evolving in response to regulatory changes, economic pressures, technological advances and innovation in digital. “The evolution of technology and increased customer expectations combined with the emergence of disruptive competitors, is placing significant pressure on the banking industry to implement new strategies to remain relevant in the future,” says Jorge…
By Sanjay Vaid, Director of Cyber Security and Risk at Wipro Limited 7 November 2017 Banking has changed vastly over the past few years, as new technologies emerge to change the way we transact. Non-traditional methods of transacting, such as the blockchain and mobile banking, have emerged, causing an influx of data from multiple sources.…