Wealth Advisor‘Compound interest is the Eighth Wonder of the World. He who understands it earns it’ – Albert Einstein. ‘My wealth has come from a combination of living in America, some lucky genes, and compound interest’ – Warren Buffett. Time is your jackpot! Mike Lledo CA(SA)IndependentFinancial Services Consultant ’Affluent millennials are economically optimistic but afraid…
Social Enterprises AdvisorGiven the events since March 2020, it is clear that the world will need to adapt rapidly to new models of operating ranging from the workplace, to how we socialise, engage with friends and family, and travel Priya Singh CA(SA)Social Enterprises Advisor Reflecting over the past few months, it is almost inconceivable to…
Business Innovator and CatalystAt what stage do we have to redefine the term ‘working differently’? By its very definition, different implies that there are people that have redefined the way they work that is different to the rest. Thanks to our new friend COVID-19, these ‘different’ ones are no longer different, as we are all…
When operating in a distress economy such as we find ourselves in these days, it is an inevitable consequence that shareholders will find themselves disposing of companies for less than they paid for them, whether the companies were formed or purchased by those shareholders. But when can losses on shareholders’ loans be claimed as a…
Many people spend more waking time at work than at home, and yet we may give less thought to creating healthy relationships in the workplace than within our families. I am by no means arguing that your relationship with a partner, children, family or other central figures in your life should take a back seat.…
I have always been intrigued by ‘strategy’, the thing that ultimately sets a company apart from the next and probably, together with strong leadership, the main driver behind sustained value creation. In a series of interviews, I am exploring the different approaches of different business leaders (all chartered accountants) to strategy. I had a virtual…
Auditors will be augmented with technology towards becoming Augmented Auditors 4.0 (Audit 4.0) if the profession wants to remain relevant. As a profession, auditors currently find themselves somewhere between Audit 2.0 and Audit 3.0, with many still relying on outdated tools in a modern business environment. Given the volume of transactions which businesses process daily,…
The post-qualification journey of a CA(SA) makes available a broad landscape of career choices. Beyond the well-structured boundaries of TIPP (Training in Public Practice) and TOPP (Training Outside Public Practice) lies unmapped territory which we must navigate by looking to ourselves for co-ordinates. As we add the title of cartographer to our list of credits,…
TAX Specialist On 24 June 2020, Finance Minister Tito Mboweni tabled a supplementary budget necessitated by the outbreak of the COVID-19 pandemic and economic downturn. This budget introduced adjustments to the original budget tabled in February 2020 and formalised the two tax bills which provide relief to taxpayers in response to COVID-19. Furthermore it sets…
Empowers Equips EducatesWhen I think of 2020, I am reminded of the opening line ‘It was the best of times, it was the worst of times’ in Charles Dickens’ book A tale of two cities. 2020 has been the year when what was planned became irrelevant and what was unplanned suddenly became very relevant. Wadzanai…