Gina & Ila Nosipho & Pumla Chantyl & Veryl It is said that a person in a healthy environment and with healthy relationships flourishes and a person in a bad environment withers like an unwatered flower. And the more ambitious you are, the more important it is for you to try and create the right…
CAPITAL GAINS TAX IMPLICATIONS Amendments have been introduced to the Income Tax Act to clarify the capital gains tax implications arising in employee share incentive trusts. The non-disposal rule contained in paragraph 11(2)(j) of the Eighth Schedule that dealt with equity instruments contemplated in section 8C that had not yet vested is deleted from 1…
As we approach the festive season, most people begin their holiday spending. These expenditures usually include luxury and unusual costs such as catering for family gatherings, travel, accommodation, entertainment and gifts. Additional expenses are usually not planned for during the course of the year and most people’s budgets tend to be under a lot of…
We are our own worst enemy when it comes to investing. We are becoming more familiar with certain investment themes. The greatest destroyer of wealth is inflation. If it’s too good to be true, it usually is. Plan for a low-return environment and to live longer. There’s room for passive and active managers. High fees…
The past three months have probably taught me more about myself than the previous twenty years together. Being a professional coach, I’m pretty aware of internal and external changes because clients continuously force me to reflect. Despite that, the past few months still took me by surprise. In July we were blessed with an opportunity…
The field of behavioural economics studies the effects of psychological, social, cognitive, and emotional factors on the economic decisions of individuals. It affects many areas of our lives and we can learn a lot from findings in this field that could help us to become better leaders. According to new research from the Behavioural Insights…
Similar to what we discussed in the August issue (‘Staff discounts’), another method used by employers to keep their staff in their employment is retention bonuses. This is a substantially bigger monetary amount than staff discounts and can sometimes contribute significantly to your wealth creation, but the principle of how they should be viewed should…
In this competitive work environment where companies are looking to restructure, to reduce staff complement, and to align their skill sets to their future needs, one may fall into the trap of being a character assassin. There is a saying, ‘Play the ball and not the player.’ A character assassin is a person who discredits…
A year ago Kim Carter-Brown became a statistic when she was diagnosed with breast cancer. She tells us about her subsequent battle … I don’t want to say that being diagnosed with breast cancer changed my life completely, but it was the start of a ten-month process that took over my life and opened my…
‘Know, first, who you are and then adorn yourself accordingly’ – Epictetus, Greek philosopher 55 AD – 135 AD The first piece of advice anyone would seem to want to give you these days is to be authentic. Fair enough. You’re being you; you’re being real. But what does that mean? As the American comedian…