According to the National Cancer Registry, one in every 33 women in South Africa is at risk of contracting breast cancer over the course of her lifetime. With October being breast cancer awareness month, this serves as a timely reminder of how important it is for women to plan financially to ensure their own financial…
WHAT’S IT ALL ABOUT BEE and its surrounding legislation has long been a topic of heated debate. With strong opinions on either side of the spectrum, should it be scrapped entirely, or embraced wholeheartedly? By Searle Silverman1 More than 20 years into a new democratic era, Black Economic Empowerment (BEE), or what is more recently…
Shaun van den Berg, Head of Client Education PSG Wealth With market volatility the order of the day, rand cost averaging, or phasing your money into the market, is a strategy to reduce risk. The price that you pay for any investment forms the basis for your future returns. Ideally, you want to invest when…
What constitutes B-BBEE fronting? It refers to the misrepresentation of a company’s B-BBEE status. It involves misleading the users of the B-BBEE certificate by stating that the business is more transformed than it actually is. Even though B-BBEE participation remains a voluntary process, the act of fronting has now been criminalised in the amended B-BBEE…
Mini Cooper 5-Door Opel Corsa 1.4 Enjoy Mini Cooper 5-Door History in the making, as Mini goes where no Mini has gone before, the five- door hatchback. This is either very smart or a long shot by Mini to take on the well-established five-door hatchbacks. The new five-door Mini has not just been…
Raising a child is no joke, not on your time nor your wallet. When speaking to other parents, the biggest burden I hear about is saving for their child’s education. It’s a large expense. So, on the insistence of a good friend of mine, I’m going to share my personal tips on this. First, save…
A rugby team is made up of 15 players, with seven or eight more on the bench. Each of these players has a very specific skillset – strength, speed, ball handling, catching or kicking skills – and the players are positioned in the team according to those skills. A great rugby team has both power…
A new debt reduction regime in the Income Tax Act is aimed at supporting debtors in financial distress and contributing to local economic recovery, but will this debt relief result in deferred tax liabilities on financial statements? By Nico Fourie CA(SA) and Herman Viviers CA(SA) The new and more uniform income tax treatment of a…
This September more than three million Muslims will travel to Mecca for the annual five-day pilgrimage (Hajj). This is the biggest yearly gathering of humans on earth. For Muslims to be at the Grand Mosque over this period is the most important moment of their spiritual lives. According to Islamic faith, every Muslim has to…
7 easy ways to conserve energy Conserving energy helps the planet and saves money – so why don’t more people make the effort to do it? Simple conservation steps can have a great impact. Set washing machines to either the warm or cold water setting, not hot. Turn down the water heater thermostat. Clean or…