The main purpose of a financial plan is to provide you and your dependants with a strategy to achieve a financial position in which you can maintain or improve your current lifestyle. It is important that your financial plan aligns with your current financial situation and life goals. A financial plan should consist of a…
Brooks Mparutsa CA(SA) achieved at an early age his lifelong international ambition to uplift Africa when he was appointed Hollard’s Executive Director: International from 1 January 2016. He discusses his real passion for Africa with Eamonn Ryan At the tender age of 16, Brooks Mparutsa made a decision to become a CA(SA) and a business…
‘Audit quality indicators’ are emerging as a means of evaluating audit quality and providing more transparency about audits and audit firms – to the benefit of the firms themselves and to support boards and audit committees in discharging their oversight responsibilities. By Constance Kawelenga and Willie Botha The adoption of two separate International Standards, namely…
Did you know that you’re likely one of the wealthiest people ever to walk the earth? If you’re reading this article, it means you have access to either a computer, a laptop or a smartphone. You have electricity and a connection to the Internet. More than a third of the people on earth live on…
Sponsored by: Abed Tau, 28, Director of Thamani (Pty) Ltd and Co-founder of Tuta-Me (Pty) Ltd Abed Tau is a co-founder of Tuta-Me – call it the Uber of tutors. It’s South Africa’s very first on-demand tutoring edu-tech start-up and has recently been named second-best tech start-up in South Africa by Hack Jozi, City…
The hard part of investing is discipline, patience and judgment. Investors need discipline to avoid the many unattractive pitches that are thrown [their way], patience to wait for the right pitch, and judgment to know when it is time to swing,’ says Seth Klarman, billionaire investor. Traditional financial planning is linear in nature, based on…
When is planning not budgeting? The answer lies in the debate around current terminologies of corporate and strategic planning – which are fancy words for budgeting, or are they? I would define corporate planning as an operational function while strategic planning is more long term and not operational. Corporate planning (budgeting) So why would I…
Former captain of the All Blacks Richard McCaw, who retired in November 2015 from international rugby, is considered one of the greatest rugby players of all time Richard McCaw, or ‘Richie’ as he is widely known, is generally recognised as the world’s best open-side flanker. His record as a player and as a captain is…
The Consumer Goods and Services Ombud was established to guide the consumer goods and services industry on the minimum standards of conduct expected when engaging consumers, and to assist the industry in resolving consumer disputes. The office of the Consumer Goods and Services Ombud (CGSO) is the consumer goods and services industry’s compulsory Ombud scheme, and…
10 steps to engineering financial success Risking failure in order to succeed The solvency and liquidity test in business rescue 10 STEPS TO ENGINEERING FINANCIAL SUCCESS From working with many companies across various sectors, some that are very successful and others that are still a work in process, Louw Barnardt and his team have…